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      <image:title>Information &amp; Resources for Commonly Asked Questions - Understanding Medicare</image:title>
      <image:caption>How does Medicare work? How much will it cost? Get familiar with the basics before it’s time to make decisions.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Original Medicare vs. Medicare Advantage</image:title>
      <image:caption>What’s the difference? Reading between the lines of advertising, advice from friends, what’s right for you?</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Working Past 65</image:title>
      <image:caption>Have employer coverage and planning to keep working past 65? When are you required to switch to Medicare?</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - What is IRMAA?</image:title>
      <image:caption>IRMAA is the Income Related Adjusted Amount that determines your premiums for Medicare’s Parts B and D.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Calculating Household Income</image:title>
      <image:caption>What to include in household income estimate, process for submitting documentation if requested.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - When to Enroll</image:title>
      <image:caption>Enrolling outside of Open Enrollment, Special Election Period (SEP) qualifiers, when you can change plans.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Family Glitch</image:title>
      <image:caption>Calculating your family’s available options, when to keep employer coverage or go to the Marketplace.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Short Term Medical</image:title>
      <image:caption>Short Term Medical policies are often used by healthy individuals to bridge gaps between coverage, or as an alternative or supplement to major medical plans.</image:caption>
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      <image:title>Information &amp; Resources for Commonly Asked Questions - Long Term Care</image:title>
      <image:caption>Learn more about who long term care is helpful for, what it will cover, and when is the right time to select a plan.</image:caption>
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      <image:caption>2024 Part B IRMAA Rates</image:caption>
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      <image:caption>2024 Part D IRMAA Rates</image:caption>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;MEDICARE Resources - IRMAA&lt;/p&gt; - IRMAA Appeal Form SSA-44</image:title>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;Quotes:&lt;/p&gt; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;Quotes:&lt;/p&gt; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;Quotes:&lt;/p&gt; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;Quotes:&lt;/p&gt; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>&lt;p class="" style="white-space:pre-wrap;"&gt;Quotes:&lt;/p&gt; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Resources - Understanding Medicare - 2025 Medicare Cheat Sheet Download</image:title>
      <image:caption>2025 Medicare Cheat Sheet - Click to Download</image:caption>
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      <image:title>Resources - Long Term Care - 2025 Medicare Cheat Sheet Download</image:title>
      <image:caption>Short Guide to Long Term Care Booklet - Click to Download</image:caption>
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